Letter from the President
Growth of $1
Maximize Risk-Adjusted Return
Maximize Return after Taxes
Maximize Returns after Inflation
Maximize Returns after Fees
Maximize Returns after Policy Decisions
Combine Tax and Investment Expertise
Combine Estate and Portfolio Optimization
Model Expected Returns
Monitor Risk vs. Return
See TEAMS Benefits 1-6
See TEAMS Benefits 7-13
See Model Portfolios
Plot Model Portfolio Returns
Begin with Our Process

Estate Optimization
+ Portfolio Optimization
= Wealth Optimization

Estate Optimization determines which tools (depicted as boxes below) will produce future cash flows. Portfolio Optimization uses projected cash flows to determine which portfolio mix will produced appropriate after-tax returns. Wealth Optimization occurs when we integrate rate of return projections for each portfolio to calculate lifetime income and projected wealth transfers.

The Uniform Prudent Investors Act and recent court cases establish the need for an investment policy statement ("IPS"). Each of the above planning tools will need to be funded with assets that provide the appropriate returns for beneficiaries. We can develop an IPS for your CRT, CLAT, FLP, ILIT, IDIT, or other tools. After creating a separate IPS for each tool, we will aggregate the numbers to generate lifetime income and wealth transfer projection charts like those shown on the following panel of this brochure.

© Tim Voorhees, JD, MBA, 1990-2016